Audit: cash advance watchdog shows no teeth. perhaps maybe Not forcing loan providers to follow proper techniques you could end up what the report calls a “cycle of financial obligation.”

BATON ROUGE – Louisiana’s workplace of finance institutions does not protect customers from extortionate charges lending that is improper, circumstances review claims.

Legislative Auditor Daryl Purpera’s report points out that from Jan. 1, 2010, to June 30, 2013, the agency that is regulating more than 8,300 citations to loan providers but would not impose any charges for violations of state regulations. Alternatively, it issues instructions that loan providers need not obey since the workplace does not follow through on its sales to see if customers had been granted refunds whenever violations happened. [Read more...]