Understand your legal rights to battle data recovery bullies unleashed by fintech loan providers

You’ve got to repay when you borrow. But lenders cannot humiliate both you and make use of methods that are aggressive data recovery

A self-employed professional from Kolkata, was stunned to receive a message from WifiCash, an app-based lending platform run by a non-banking financial company (NBFC) Chadha Finance in mid-April, Vikas Sharma. Aside from threatening to declare Vikas a fraudster, the message additionally warned him that a police compliant may be filed and a legal notice will be given against him, he alleges. Why this hostility? Because Vikas had taken a short-term loan of Rs 11,500 for their company from WifiCash when you look at the thirty days of March ahead of the lockdown ended up being established. [Read more...]