As examples, credit contains loans and charge cards.
Credit reporting agencies (also Credit Reporting Agencies, Consumer Reporting Agencies) personal organizations that collect and share credit rating information and then make it available on credit file.
The primary credit reporting agencies in the U.S. are Equifax, Experian, and TransUnion.
Customers can dispute information that is incorrect their credit file, including whether they have been a target of identification theft.
Customers can request free credit history at AnnualCreditReport.com. Due to COVID-19, consumers could possibly get free online reports more often than one per year. [Read more...]